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Options– Germany
Postfach 1501 – 48282 Emsdetten

Phone: 0171 621 3302

Email:
Info@optionsforlife.de

Tax you pay on your pension

OfL_tax

When you take money from your pension fund, you will pay tax on any income above your tax-free Personal Allowance.

The amount of tax you pay depends on the country of residence, your total income and your tax rate.

25% of what you take is tax free in the UK.

The remaining 75% will be taxed using an emergency tax code (this could be has much as 40%). All tax payments are deducted by the HMRC before you receive the pension.

The UK has double taxation agreements with many countries – Options will arrange for any incorrect amount of tax deducted to be refunded to you.

If you leave your pot untouched, you don’t pay Income Tax on it.

“Options transferred my old pension into a plan I could pay into and they got the tax man to pay into it as well – they made it all very simple”


David B. – Northern Ireland
2016-04-19T09:47:25+00:00
“Options transferred my old pension into a plan I could pay into and they got the tax man to pay […]

"Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me by a work colleague and they provided me with a brilliant service and were easy to deal with. "


Tom R. – York
2016-04-19T09:59:06+00:00
“Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me […]

“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for the benefits to be paid to my family if I died before retirement.”


Cara W. – Huddersfield
2016-04-21T11:45:20+00:00
“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for […]

“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.”


Ernie W. – OBE
2016-04-21T11:55:42+00:00
“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.” Ernie W. – OBE

"Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I had the money within 21 days."


Julie J. – UK
2016-04-21T11:56:47+00:00
“Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I […]