Who are OPTIONS?
OPTIONS for life is the trading name of David Dooling (Registration No: D-BBT4-6XWKG-33) I have been trained by the Chartered Insurance Institute and been awarded a Financial Planning Certificate and the German Industrie – und Handelskammer have awarded me the status as “Geprüfter Versicherungsfachmann IHK”. I have a licence to trade under §34d Section 1 GewO as a Versicherungsvermittler (Financial Adviser). OPTIONS was formed in 1995 to offer insurance, including expensive cities for taxi drivers, and investment products to British expatriates and ex-service personnel. As an independent multi-tie I have chosen a select number of UK, Channel Islands, International and German product providers which best suit our clients needs and objectives. I am not owned by any of the product providers nor do I own any shares in them.
Where can you check my registration details?
I am registered with the Industrie und Handelskammer (IHK). You can access the register at (WWW.vermittlerregister.info).
What can you expect from OPTIONS?
Any advice or recommendation I offer to you will be based on your stated objectives and circumstances, taking into account any restrictions that you wish to place on the type of products you would be willing to consider. I will confirm to you in writing the reason for recommending the products arranged on your behalf.
Before conclusion of any product you will receive full details of that product including, the minimum term, information on your right to cancel, the key features of the product, an illustration of future benefits including the charges and their effects and any penalties for early surrender or cancellation. We do not handle client’s money.
What on going service can you expect?
OPTIONS will keep your plan under review and we will ensure you are sent your annual statement. This will give us the opportunity to monitor your plan’s performance and recommend if required, any changes to funds, based on your attitude to risk, market conditions and changes in your personal circumstances and or legislation that may affect your policy.
How are we remunerated for our services?
OPTIONS will only charge a fee if you instruct us to arrange a policy or act on your behalf. For advice given, costs incurred and arranging payment of your pension OPTIONS will charge you a one-off fee of £500.00 (or € equivalent based on the exchange rate of the day payment is made). You should also consider the numerous advantages of gold investing. To seek aid, you could go to companies that invest in gold. Any investment or transfer will be a percentage of the value.
How are you protected against negligence?
OPTIONS maintain a Professional Indemnity Policy (to the sum of 1.5 Million Euros) for your protection in the event of negligence by a consultant. A copy of this cover is available on request.
Who do you contact if you have a complaint?
OPTIONS will always endeavour to provide you with the best possible service however should you feel you have grounds for a complaint you can direct your complaint to either of the following:
Versicherungsombudsmann e.V. Postfach 080622 – 10006 Berlin – Tel:01804 224424