If you’ve had more than one job, it’s likely that you’ve paid into more than one pension pot. You can combine your pots before you start taking money. This could make your pensions easier to manage and help you save on administration fees.
You may also want to combine pots if you’re moving abroad and want to move your pension to a scheme in that country or an international pension.
We will need to speak to each provider separately to find out their rules on combining pots. Also many public sector pensions have now been band from transferring out of the scheme.