Options– Germany
Postfach 1501 – 48282 Emsdetten

Phone: 0171 621 3302

Email:
Info@optionsforlife.de

Can I combine all my small pensions?

Smiling truck driver in the car. Delivery cargo service.

If you’ve had more than one job, it’s likely that you’ve paid into more than one pension pot. You can combine your pots before you start taking money. This could make your pensions easier to manage and help you save on administration fees.

You may also want to combine pots if you’re moving abroad and want to move your pension to a scheme in that country or an international pension.

We will need to speak to each provider separately to find out their rules on combining pots. Also many public sector pensions have now been band from transferring out of the scheme.

"Options arranged for the encashment of my pension then got all the tax back from the HMRC and saved me thousands of pounds in Tax. A brilliant service!"


Peter W. – Germany
2016-04-21T12:00:38+00:00
“Options arranged for the encashment of my pension then got all the tax back from the HMRC and saved me […]

"After arranging the encashment of my pension Options then liaised with my German tax accountant to say me over 8,000€ in tax. – I couldn’t have been more delighted."


John C. – Germany
2016-04-21T12:01:52+00:00
“After arranging the encashment of my pension Options then liaised with my German tax accountant to say me over 8,000€ […]

"Being in the security industry, life assurance was a problem – Options arranged the transfer of my pension which increased my life assurance payout, giving me and my family peace of mind."


David B. – Northern Ireland


 

2016-04-21T12:07:59+00:00
“Being in the security industry, life assurance was a problem – Options arranged the transfer of my pension which increased […]

“Options transferred my old pension into a plan I could pay into and they got the tax man to pay into it as well – they made it all very simple”


David B. – Northern Ireland
2016-04-19T09:47:25+00:00
“Options transferred my old pension into a plan I could pay into and they got the tax man to pay […]

"Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me by a work colleague and they provided me with a brilliant service and were easy to deal with. "


Tom R. – York
2016-04-19T09:59:06+00:00
“Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me […]