Options– Germany
Postfach 1501 – 48282 Emsdetten

Phone: 02572 97170
Mobile: 0171 621 3302

Email:
Info@optionsforlife.de

Can I combine all my small pensions?

Smiling truck driver in the car. Delivery cargo service.

If you’ve had more than one job, it’s likely that you’ve paid into more than one pension pot. You can combine your pots before you start taking money. This could make your pensions easier to manage and help you save on administration fees.

You may also want to combine pots if you’re moving abroad and want to move your pension to a scheme in that country or an international pension.

We will need to speak to each provider separately to find out their rules on combining pots. Also many public sector pensions have now been band from transferring out of the scheme.

“Options transferred my old pension into a plan I could pay into and they got the tax man to pay into it as well – they made it all very simple”


David B. – Northern Ireland
2016-04-19T09:47:25+00:00
“Options transferred my old pension into a plan I could pay into and they got the tax man to pay […]

"Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me by a work colleague and they provided me with a brilliant service and were easy to deal with. "


Tom R. – York
2016-04-19T09:59:06+00:00
“Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me […]

“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for the benefits to be paid to my family if I died before retirement.”


Cara W. – Huddersfield
2016-04-21T11:45:20+00:00
“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for […]

“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.”


Ernie W. – OBE
2016-04-21T11:55:42+00:00
“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.” Ernie W. – OBE

"Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I had the money within 21 days."


Julie J. – UK
2016-04-21T11:56:47+00:00
“Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I […]