Options– Germany
Postfach 1501 – 48282 Emsdetten

Phone: 02572 97170
Mobile: 0171 621 3302

Email:
Info@optionsforlife.de

My pension is due…Help!

Closeup of relaxed and serene senior man

When you reach 55 you will have full control over your pension fund. This could include choosing a life long structured pension, taking a lump sum and a pension, deferring your pension to when your state pension begins or having the total amount paid to you as a lump sum.

Having control over your pension fund brings with it great responsibility.
Please take this time to consider the following:

  • You will need 2 thirds of your current income in retirement to maintain your current life style.
    Remember you will still need to pay for Rent, Fuel and Electric, Tax, medical insurance, TV licence, telephone/broadband and food in retirement.
  • On average, people aged 55 today will live to their mid-to-late 80s.
    Around 1 in 10 men and 1 in 5 women will live to 100.
  • How much can you really expect from your state pension
    – get a state pension forcast before you cash this pension in.
  • Taking your entire pension as a lump sum now will mean you lose a large chunk of it in tax
    to the UK revenue immediately
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With over 20 years of experience in financial planning Options is well placed to help you get the best solution for your retirement needs and reduce your tax liability.

If someone contacts you unexpectedly and says they can help you access your pot before the age of 55 it’s likely to be a pension scam. You could lose your money and face a tax charge of up to 55% of the amount taken out or transferred plus further charges from your provider.

"Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I had the money within 21 days."


Julie J. – UK
2016-04-21T11:56:47+00:00
“Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I […]

"As an Ex-Pat in Germany I wanted a EURO based investment. Options arranged for a Euro denominated investment with access to the worlds markets."


David T. – Germany
2016-04-21T11:58:56+00:00
“As an Ex-Pat in Germany I wanted a EURO based investment. Options arranged for a Euro denominated investment with access […]

"Options arranged for the encashment of my pension then got all the tax back from the HMRC and saved me thousands of pounds in Tax. A brilliant service!"


Peter W. – Germany
2016-04-21T12:00:38+00:00
“Options arranged for the encashment of my pension then got all the tax back from the HMRC and saved me […]

"After arranging the encashment of my pension Options then liaised with my German tax accountant to say me over 8,000€ in tax. – I couldn’t have been more delighted."


John C. – Germany
2016-04-21T12:01:52+00:00
“After arranging the encashment of my pension Options then liaised with my German tax accountant to say me over 8,000€ […]

"Being in the security industry, life assurance was a problem – Options arranged the transfer of my pension which increased my life assurance payout, giving me and my family peace of mind."


David B. – Northern Ireland


 

2016-04-21T12:07:59+00:00
“Being in the security industry, life assurance was a problem – Options arranged the transfer of my pension which increased […]