Options– Germany
Postfach 1501 – 48282 Emsdetten

Phone: 0171 621 3302

Email:
Info@optionsforlife.de

I need an International Pension

Oil worker in orange uniform and helmet on of background the pump jack and blue sky.

The QROPS programme was launched on 6 April 2006 as a direct result of EU human rights legislation with regards to freedom of capital movement.

hmrc_Approved2A Qualifying Recognised Overseas Pension Scheme, or QROPS, is an overseas pension scheme that meets certain requirements set by HMRC. A QROPS can receive transfers of UK Pension Benefits without incurring an unauthorised payment and scheme sanction charge. A QROPS can be appropriate for UK citizens who have left the UK to emigrate permanently and intend to retire abroad having built up a UK pension fund. UK state pensions cannot be transferred, but personal pensions, preserved occupational schemes and SSAS can be transferred into a QROPS. A QROPS does not have to be established in the country you retire in, rather you can move your pension to a tax efficient jurisdiction and have your pension paid into the country of your choice.

QROPS are increasingly popular with British expats due to currency and investment flexibility, the tax advantages they offer when drawing pension benefits and their ability to be transferred to beneficiaries of choice in the event of death.

“Options transferred my old pension into a plan I could pay into and they got the tax man to pay into it as well – they made it all very simple”


David B. – Northern Ireland
2016-04-19T09:47:25+00:00
“Options transferred my old pension into a plan I could pay into and they got the tax man to pay […]

"Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me by a work colleague and they provided me with a brilliant service and were easy to deal with. "


Tom R. – York
2016-04-19T09:59:06+00:00
“Being an ex-serviceman now in the security industry I needed a company I could trust. Options were recommended to me […]

“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for the benefits to be paid to my family if I died before retirement.”


Cara W. – Huddersfield
2016-04-21T11:45:20+00:00
“I’m single and if I died I would have lost my pension – Options transferred my pension and arranged for […]

“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.”


Ernie W. – OBE
2016-04-21T11:55:42+00:00
“Options created an ethical investment portfolio which encapsulated my attitude to risk and my investment knowledge.” Ernie W. – OBE

"Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I had the money within 21 days."


Julie J. – UK
2016-04-21T11:56:47+00:00
“Options arrange for the full encashment of my pension so I could buy my flat. They were so efficient I […]